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All loans are subject to credit review and approval. Your actual rate depends upon credit score, loan amount, loan term, credit usage and history. Current rates range from 5.99% APR to 35.99% APR. For example, you could receive a $10,000 loan with a 36-month term at 15.99% APR. The estimated monthly payment would be $351.23. The estimated total cost of the loan would be $12,644.28.